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Why Choose CreditMoja?

CreditMoja does not require any collateral or security for its loans, making it accessible to more borrowers without assets.

CreditMoja offers flexible repayment terms, allowing borrowers to choose a repayment schedule that suits their financial situation.

Apply in 4 Steps for Fast Loans

Application

Fill out our online application form and submit the necessary documents.

Approval

Our team will review your application and notify you of your approval status.

Funds transfer

If approved, the funds will be transferred to your bank account within 24 hours.

Repayment

Repay the loan on the agreed-upon date through automatic debit or bank transfer.

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What Our Users Say

I used the app last year and received a loan, which I successfully paid back. Now, I’ve applied again, and everything is going smoothly. This app has been a game changer for me, and I’ll definitely keep recommending it to others!

Monica Wanzala

Thank you I was in a tight place I applied and immidietly I was given some money. But averall its agood app just borrow and pay exactly the day they said you pay if you delay even with afew hours you wont like the experience. Thank you 👍

Rachael Chilande

★★★★★

★★★★★

For sure, this app is reliable and punctual when it comes to providing loans. It only took me about 3 minutes to have the money transferred directly to my M-Pesa account.This app really delivers on its promises!

Luke Abiero

★★★★★

I am so so happy because this app is helping a lot, I had a problem with the school fees, and am satisfied now, I urge all people to use this app for its only the better option, from today I will be using this app to help me in future. Thanks a lot!

George Kariuki

★★★★★